We eliminate unnecessary banking bureaucracy. Our streamlined four-phase underwriting framework delivers preliminary appraisal within 24 hours and direct capital disbursement within 72 hours.
Submit your borrower details and pledged collateral asset (copy of Phnom Penh Hard Title or vehicle identification cards) via our encrypted portal or direct Telegram desk.
Our valuation team conducts an on-site inspection and rapid title verification with the District Cadastre to confirm boundary demarcation, zoning status, and encumbrance freedom.
We deliver a clear, binding term sheet outlining the exact approved facility size, interest rate, amortization schedule, and legal closing checklist for borrower execution.
Formal hypothec agreement executed at the District Cadastre or Sangkat. Capital is disbursed directly into the borrower's bank account via ABA Bank or Bakong real-time transfer.
Keep these minimal documents ready for rapid 72-hour execution.