Institutional Deal Desk: Reviewing and deploying bridge facilities within 72 hours for verified cash-flowing assets.
Imperium Capital Official Emblem
IMPERIUM CAPITAL
PHNOM PENH DESK: ACTIVE
⚡ 72-Hour Term Sheet Issuance • 🛡️ $0.00 Upfront Fee (100% Success-Fee Mandate) • 💵 $5,000 – $100,000+ Hard Title & Vehicle Facility • ⚖️ 100% Legal Registered Collateral • 👔 Desk Head: Mr. Chenda Sum
Institutional Architecture
SOUTHEAST ASIA PRIVATE CREDIT HARD TITLE & VEHICLE COLLATERAL ACCEPTED

Institutional Asset-Backed Credit
& Bespoke Bridge Capital Solutions

Imperium Capital bridges top-tier operating enterprises with bespoke liquidity solutions from $5,000 to $100,000+ (and syndicated facilities up to $500,000). Backed by verified Phnom Penh hard title real estate & vehicle collateral, rigorous underwriting, and 72-hour institutional execution.

MAX LOAN-TO-VALUE 30% – 50%

Substantial equity buffer

TARGET DEPLOYMENT $5K – $100K+

Fast SME working capital

CASH FLOW COVERAGE DSCR > 1.5x

Proven operating revenue

EXECUTION SPEED 72 Hours

Fast legal disbursement

VERIFIED UNDERWRITING ASSETS

Eligible Hard Title Collateral Classes

Imperium Capital underwrites exclusively verified hard title real estate with undeniable intrinsic value and clean legal tenure.

Commercial Properties
Commercial Asset

Prime Urban Commercial

Hard title assets in prime districts (Sen Sok, Toul Kork, Chamkarmon) with verified market liquidity.

LTV Target: 35% – 45%
Warehouses & Logistics
Industrial & Warehousing

Warehouses & Industrial

Strategic warehousing along national arteries (NR 3, 4, 51) serving regional logistics.

LTV Target: 30% – 40%
Operating Real Estate
Active Enterprise

Operational Premises

Commercial retail, fuel depots, clinics, and private schools with proven recurring monthly cash flow.

DSCR Threshold: > 1.5x Cash
Vehicles and Fleets
Vehicle Pawn

Vehicles & Transport Fleets

Rapid same-day bridge liquidity against clean ownership of luxury cars, commercial trucks, and corporate fleets.

Disbursement: 24-Hour Closing
SELECT TRANSACTION TRACK RECORD

Representative Closed Transactions

A selection of recent asset-backed credit facilities structured and deployed across Cambodia (identities anonymized for client confidentiality).

LOGISTICS SECTOR

$120,000

CLOSED: 72H

Bridge working capital for fleet maintenance and cross-border transport contract expansion.

Collateral: NR 4 Logistics Land
Appraisal: $380,000 (Hard Title)
Loan-to-Value: 31.5% LTV
Operating DSCR: 2.3x Cash Coverage
HEALTHCARE & SERVICES

$45,000

CLOSED: 48H

Urgent bridge liquidity for imported medical equipment procurement and clinic renovation.

Collateral: Sen Sok Shophouse
Appraisal: $165,000 (Hard Title)
Loan-to-Value: 27.2% LTV
Operating DSCR: 3.4x Cash Coverage
CONSTRUCTION COMMERCE

$250,000

CLOSED: 5 DAYS

Bulk inventory financing to secure steep factory manufacturer volume discounts.

Collateral: Toul Kork Commercial Facility
Appraisal: $680,000 (Hard Title)
Loan-to-Value: 36.7% LTV
Operating DSCR: 1.85x Cash Coverage
INSTITUTIONAL PRE-QUALIFICATION ENGINE

Interactive Term Sheet Simulator

Simulate your asset-backed credit facility parameters against Imperium Capital institutional benchmarks with real-time LTV risk profiling.

Facility Tenor Structure: Interest-only monthly service with flexible principal exit
Hard Title / Vehicle
$
$10,000 $1.5M+
$5K – $100K+
$
$5,000 $500,000
DSCR Debt Service
$
$300 $50,000+
COLLATERAL COVERAGE RATIO (LTV) MAX BENCHMARK: 45%
CALCULATED LTV 37.5%
✓ OPTIMAL SAFETY (≤ 45%)
EST. MONTHLY INTEREST $540 / mo 1.80% / mo (Indicative)
DSCR CASH COVERAGE 4.6x
✓ STRONG CASH FLOW (≥ 1.5x)

⚡ Indicative simulation • Final term sheet confirmed upon cadastral title search & site valuation

RISK MITIGATION ARCHITECTURE

The 4 Pillars of Capital Protection

We never lend against speculative idle land lacking cash flow. We protect investor capital through bank-grade legal and operational covenants.

01

100% Hard Title Cadastral Charge

Exclusive underwriting of dispute-free hard titles legally encumbered with official cadastral hypothecs at the district level for full first-rank tenure.

02

Conservative 45% Maximum LTV

Strictly capping loan size at 30% to 45% of conservative appraisal value, creating a 55%+ borrower equity buffer against market volatility.

03

DSCR > 1.5x (Cash-Flow First)

Primary repayment must stem from verified recurring enterprise cash flow covering interest by 1.5x minimum, eliminating trapped land scenarios.

04

Institutional Legal Execution

Standardized credit covenants and hypothec enforcement mandates drafted under Cambodian Civil Code with clear repayment escrow mechanisms.

STREAMLINED UNDERWRITING

The 4-Step Institutional Process

Swift, professional, and transparent execution for both operating enterprises and capital partners.

STEP 01

Intake & Pre-Qualification

Submit hard title and enterprise cash flow details via Telegram for 15-minute preliminary LTV screening.

STEP 02

On-Site & Title Due Diligence

Verification of cadastral registry records and physical inspection of borrower's business operations.

STEP 03

Cadastral Hypothec Signing

Execution of institutional loan agreements and official registration of hypothec at the Sangkat/District cadastral office.

STEP 04

72-Hour Disbursement

Rapid deployment of funds to borrower; interest distributions commence directly to LP accounts on a monthly basis.

LP Deal Room
FOR ACCREDITED INVESTORS & BNI PARTNERS

LP Syndication: Institutional Yields of 18% – 24% p.a.

High-net-worth individuals and corporate partners looking for dependable monthly yields backed by first-rank hard titles. Imperium Capital screens hundreds of requests to present only premier, cash-flow verified deals.

TARGET NET YIELD 1.5% - 2.0% / mo Monthly cash interest payout
SECURITY RANK 1st-Rank Hypothec Full legal title possession
Inquire for LP Co-Investment Desk →
🎁 BNI UNITED & PARTNER REFERRAL PROGRAM

Earn 1.5% Cash Referral Commission on Every Closed Deal

Refer business owners needing $5K–$500K bridge credit (backed by hard titles or vehicles). We pay 1.5% cash commission directly to you upon funding.

VERIFIED CREDIT ARRANGER • 100% SUCCESS-FEE DESK
Mr. Chenda Sum ✓
Imperium Capital Emblem

Mr. Chenda Sum (លោក ស៊ុំ ចិន្តា)

Managing Partner & Credit Arranger BNI Cambodia Member

Direct deal execution for business owners and accredited investors across Phnom Penh and Cambodia. Providing rigorous cadastral hypothec structuring, DSCR underwriting, and bank escrow coordination without speculative delays.

ADVANCE FEES $0.00 (Zero) Success-Fee Only
COLLATERAL Hard Title (L'Or) Cadastral Charge
TURNAROUND 72 Hours Term Sheet Ready
FREQUENTLY ASKED QUESTIONS

Frequently Asked Questions

How does Imperium Capital differ from commercial retail banks?

Commercial banks require lengthy 60-90 day bureaucratic cycles and often reject time-critical liquidity. Imperium Capital is a specialized private credit bridge lender closing qualified asset-backed facilities within 72 hours.

How are Limited Partners (LPs) protected from illiquid property defaults?

We strictly underwrite operating cash flows (DSCR > 1.5x) as the primary repayment source, never relying solely on idle land. Hard titles serve purely as 1st-rank legal recourse collateral at conservative 30-45% LTVs.

What geographic locations and title types are accepted?

We exclusively accept dispute-free 100% Hard Title (L'Or) properties in Phnom Penh and immediate surrounding areas (Kandal) only. Distant provinces, soft titles, and encumbered lands are strictly excluded.